BETTER TOGETHER: MAXIMIZE YOUR EMPLOYEE BENEFIT DOLLARS BY PARTNERING WITH YOUR PEERS.
Risk Sharing
Self-Funded Risk Sharing Pools
There are currently five (5) self-funded risk sharing pools available to public employers desiring an expanded shared services, jointly administered option. Regardless of your location within the state, any Division can service your local needs. New Employer groups are not required to join a risk-pool. You can access other Optimal Health services while maintaining your autonomy. We deliver a process that uniquely meshes our services with what our Members need and want.
What is “Risk Sharing”?
Risk sharing is defined as “a self-insurance method of managing or reducing exposure to risk by spreading the burden of loss among several units of a business.”
Statewide Organization, Local Management
Each division of Optimal Health maintains a local board of trustees to ensure local-level decision making for financial, plan design and vendor selection decisions.